Friday, November 17, 2006

10 Tips to Save Money


These are all tips that I have found very useful in saving money. Many of them are more about adjusting our additudes about spending, then about finding a good deal.

1. Plan a menu, make a grocery list, and shop at your discount grocer.
2. Don't shop for entertainment. If you need a shopping fix, go to the public library and check out a bunch of books.
3. Find a good thrift store, and shop there... this too can become a money wasting habit, so practice impulse control. You can buy most all of your clothing, furniture, and other household items, and still look good.
4. Learn to cook simple healthy meals. This not only cuts down on your food bill, but also your doctor bills.
5. Use complementary remedies at the first sign of illness. Many people find herbs, homeopathy, or just plain drinking water to stop a cold in its tracks.
6. Do you really need all the "good smelling" stuff out there, like candles, lotions, perfumes, plug-in room fresheners, sprays, etc.? Cut down on these money wasters.
7. Learn how to clean with distilled white vinegar and baking soda, and stop buying cleaning products.
8. If you have a baby, breastfeed, co-sleep (no crib to buy), and carry your baby (no stroller, swing, or baby seat needed). Cloth diapers also save a bundle of money, especially if you ask for them as shower presents. These may seem counter culture, but many very normal people raise their children this way today.
9. If you want to purchase a large or expensive item, write it down, and wait 30 days. Often when you come back to it, the "need" is no longer there to have it.
10. Challenge yourself to live creatively. See how you can make what it is you want with what you have. Learn to fix things instead of throwing them out. Remember that buying stuff does not make a person happy, but rather finding joy with what you have right now does.

1 comment:

Anonymous said...

These are GREAT tips.

Another that I have found to be helpful is:

Find likeminded friends. These don't have to be people who think exactly like you! :-) But they should be people who have listened to your overall goals and are willing to encourage you in your deeply-held desires. Not only will they teach you their favorite simple living tips, they can also be excellent sounding boards when several of your goals seem to conflict ex: I am having trouble keeping up with laundry this week should I - switch to disposable diapers for a week, skip my MOPS group, or prepare a convience food for supper tonight to catch up? (Or is there another way?)